Dental first financing

Dental first financing

For Dental First Financing customers, experience is the most important credit account.

For your convenience and protection, we have a system in place to temporarily suspend your online account access if there are several unsuccessful login attempts. We will promptly send instructions to the email address associated with your account, ensuring you can regain access and maintain control of your account.

If you’ve been locked out due to a forgotten username or password, don’t worry. Our user-friendly ‘Forgot Username or Password’ feature allows you to reset your details and log in with ease. Additionally, our stress-free Community’s Easy Pay feature enables you to make a payment without the need to log in.

You must register for online access to the Account Center before you can log in. Have you been locked out or forgotten your password or username? Click on the provided links to reset your password or get your username back. You can also pay a charge using Community’s Easy Pay without logging in. If you still need help, contact Customer Care at 1-877-741-0132, TDD/TTY: 1-888-819-1918.

To avoid a late fee, you must pay the minimum amount due by 5:00 p.m. Eastern Time (ET) on the due date or sooner.

All Help Topics

Account

For the best presentation and operation of all Account Center features, including creating and amending payments, we strongly recommend using the most recent versions of Microsoft Edge, Google Chrome, or Safari.

In private browsing mode, your device might not be detected, requiring you to verify your identity. First financing for dentistry

You can view your Dental First Financing agreement by going to the Credit Card Payment Agreement directory. You can also contact customer care by TDD/TTY at 1-888-819-1918 or by calling 1-877-741-0132.

With the same valuable links and services that are available through a desktop browser, we have made our mobile experience quick and straightforward. Our responsive design only adapts to the screen size of a mobile device.

You can update your personal information at any time by clicking on the pencil symbols on the My Profile page. However, for the privacy and security of your account, certain information cannot be altered online. Please use the Secure Conversation Center to send us a message or call Customer Care at 1-877-741-0132, TDD/TTY: 1-888-819-1918, to make changes to information that isn’t available online.

You consented to receive email offers and promotions, along with other service and product offers, when you signed up for your Dental First Financing. At any moment, you can log in and change your email selections.

• We are pleased to help you read your statement and other account papers. To reach customer service, try calling 1-877-741-0132, TDD/TTY: 1-888-819-1918.
• If you need help obtaining an increase in your credit limit, call Customer Care at 1-877-741-0132, TDD/TTY: 1-888-819-1918.
• According to federal law, we must consider your income before approving a credit limit increase. Keeping your income information current can significantly expedite the evaluation process for a potential credit limit increase. Your creditworthiness determines your credit limit and annual percentage rate. Following acceptance, you will receive information about your account, including your credit limit.
• Information security is important to us. To safeguard your personal account information, such as your credit card account number, Social Security number, name, address, phone number, and email address, we employ encryption technology. To learn more about the steps we take to safeguard your information, see our Security page. Dental first financing
  
• A transaction fee equal to 2% of the purchase made under a promotional plan might be detected in your account for transactions made under such plans. For information about your promotional plan, please see your credit card agreement. First financing for dentistry
• A transaction cost equivalent to 2% of the promotional plan purchase price is known as a promotional plan fee. Any promotional plan purchases made on your account may be subject to the promotional plan cost. For information about your promotional plan, please see your credit card agreement.
• With promotional plan financing, customers can purchase something now and pay for it over time. Promotional plans of the following kinds could be available.

Plans with Deferred Interest: No interest is assessed during the promotional period. However, suppose the promotional plan balance is not paid in full within the promotional plan term. In that case, behind-the-scenes interest is applied to the account from the date of purchase and accrues (accumulates) on the balance at the usual APR. This kind of promotional plan is the one that is most frequently advertised. Dental first financing

Plans with Waived Interest: During the promotional period, no interest is due. Interest is charged at the standard APR on any debt that remains at the conclusion of the promotional plan period.

Low APR Plans: During the promotional plan time, a lower APR is applied. Any money left over at the end of the promotional plan period will be subject to interest at the regular purchase APR. First financing for dentistry

For a list of every promotional plan that might be made accessible to you, please consult your Credit Card Agreement or Promotional Plan Periodic Notice. Not every strategy is always accessible. Dental first financing

You can find information about your promotional plans in the “Details of your plans” section of your monthly billing statement or in the paperwork you received when you first started your plan.

You can view your billing statements for the last 24 months online by going to the Transactions & Statements tab.

The sum of the minimum payments necessary for each credit plan is the amount of your minimum payment that is due. It will also include any past due sums if your account is past due. Dental first financing

Please be aware that you might not be able to pay off the remaining balance of your plans before the end of the promotional plan period if you simply make the minimum payment required for your plans.

Your monthly billing statement’s “Interest Charge Calculation” and “Details of your plans” sections contain information on your promotional plan. First financing for dentistry

You can view your billing statement for the last 24 months online by going to the Transactions and Statements tab.

We apologize, but not every purchase qualifies for a promotional plan.

• Please contact Customer Care at 1-877-741-0132 (TDD/TTY: 1-888-819-1918) or send us a secure message via Secure Message Center if you think your most recent transaction was inadvertently added to your revolving balance. Dental first financing
  
• You must settle the entire plan balance before the promotional plan expiration date in order to avoid having to pay the accumulated interest charges on your deferred-interest promotional plan. Your monthly statement contains information on your promotional efforts under the heading “Details of your plans.” The remaining amounts on your plans and the day they must be paid in full to prevent accrued interest will be indicated by notifications on your account.
• Depending on when your promotional plan expires, there are different ways to avoid paying interest on your normal balance when you have a deferred interest promotional plan. First financing for dentistry.

If your promotional plan is down to two payment cycles or less:

Pay off your regular balance and your expiring promotional plan in full to avoid paying interest. Please be aware that any additional money you pay beyond the minimum required for your normal balance will be added to the balance of your deferred-interest promotional plan when it expires.

Refer to your monthly billing statement and pay the entire normal balance plus the monthly minimum payment due if your promotional plan expires in more than two billing cycles to avoid paying interest. Your billing statement’s “Details of your plans” section contains the date on which your promotional plan expires.

Your balance at each billing period determines the minimum payment required, which will fluctuate with your account balance.

You can pick how much you pay each month as long as you make at least the minimum payment required, with the exception of equal payment plans. Please be aware that you might not be able to pay off the remaining balance at the conclusion of the promotional plan period if you simply make the minimum payment required for your plan.

You will be charged any interest that has accumulated once a deferred interest promotional plan ends, and any money that remains will start to accrue interest at the purchase APR. First financing for dentistry

Please see the “Details of your plans” section of your billing statement to learn more about the interest that has accumulated on your deferred-interest promotional plan. Go to the Transactions & Statements tab to view your billing statements for the last 24 months.

If your deferred interest promotional plan has ended and you are experiencing difficulties with your monthly payments, we might be able to assist you. Please get in touch with Customer Care at 1-877-741-0132 (TDD/TTY: 1-888-819-1918) or send us a message via Secure Message Center to find out if you are eligible for one of our programs. Dental first financing

Any money left over after your low APR promotional plan ends will be subject to interest at the purchase APR. Depending on when your promotional plan ends, the billing statement you receive after it does might only reflect interest from a portion of the month because interest is calculated on a daily basis. First financing for dentistry

If several transactions are completed on the same day and fall under the same promotional plan category, they can be consolidated into a single promotional plan. However, if you would like the purchases placed on different plans, you must request a change within 60 days of the transactions posted to your account.